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The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub.L. 108–159) is a United States federal law, passed by the United States Congress on November 22, 2003, and signed by President George W. Bush on December 4, 2003, as an amendment to the Fair Credit Reporting Act.The act allows consumers to request and obtain a free credit report once every 12 months from each of ... Read Article
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